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Retail lending process framework with risk management

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Presenting this set of slides with name Retail Lending Process Framework With Risk Management. The topics discussed in these slides are Busines, Process, Management. This is a completely editable PowerPoint presentation and is available for immediate download. Download now and impress your audience.

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Content of this Powerpoint Presentation

Description:

The PowerPoint slide is titled "Retail Lending Process Framework with Risk Management." It illustrates a comprehensive framework for managing the lending process in retail banking. The framework is divided into multiple components:

1. Sourcing Channel: 

Lists various channels through which loan applications can be sourced such as ATM, Mobile Banking, Net Banking, Branch, Website, and two additional unnamed channels.

2. Products: 

Various loan products include Personal Loan, Home Loan, Loans for Professionals, Loan Against Property, Two-Wheeler Loan, Car Loans, Educational Loan, Gold Loan, and two placeholders for additional products.

3. Process Management: 

The process flow is divided into three main stages – Sale, Credit Approval, and Operations. Each stage has specific actions:

4. Sale: 

Focuses on lead management.

5. Credit Approval: 

Involves verification and approval management.

6. Operations: 

Includes filed investigation and text placeholders for other operations.

7. Customer 360°: 

This seems to represent a holistic view of the customer throughout the lending process.

8. Reporting and Dashboard: 

Indicates that there is a system in place for reporting and analytics, though specific details are not provided.

9. Accelerators: 

This section has placeholders for text, suggesting tools or methods to expedite the lending process.

10. Additional Notes: 

There are references to "Loan 360°", "Customer 360°", AML/Fraud/Blacklist considerations, and a Loan Management System, indicating a technology-driven and compliance-aware process framework.

Use Cases:

This slide can be adapted for use in various industries related to financial services and risk management:

1. Commercial Banking:

Use: Managing retail loan processes.

Presenter: Retail Banking Manager.

Audience: Banking Staff, Risk Management Team.

2. Financial Services Consulting:

Use: Advising clients on lending process optimization.

Presenter: Financial Consultant.

Audience: Bank Executives, Financial Analysts.

3. Risk Management Software Development:

Use: Demonstrating software solutions for loan processing.

Presenter: Software Product Manager.

Audience: IT Department, Compliance Officers.

4. Compliance and Regulatory Bodies:

Use: Training on best practices for retail lending.

Presenter: Compliance Trainer.

Audience: Regulatory Staff, Bank Compliance Teams.

5. Credit Unions:

Use: Streamlining loan processing.

Presenter: Credit Union Officer.

Audience: Credit Union Members, Staff.

6. Mortgage Companies:

Use: Overseeing mortgage loan processing.

Presenter: Mortgage Broker.

Audience: Mortgage Processors, Underwriters.

7. Fintech Startups:

Use: Introducing innovative lending models.

Presenter: Startup Founder.

Audience: Investors, Technological Partners.

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  1. 80%

    by Deandre Munoz

    Excellent template with unique design.
  2. 100%

    by O'Brien Parker

    Informative presentations that are easily editable.

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