How to Do Personal Financial Planning to Secure Your Future [Free PDF Attached]

Only 33% of Americans have a written financial plan, according to Schwab’s 2021 Modern Wealth Survey. This low number offers a huge economic opportunity for financial growth, especially of the personal kind.

Everyone knows how modest savings every month can help the saver build a huge corpus for future needs. When it comes to turning saving money into a habit, people fall into two categories: non-planners and planners.

Non-planners often save when they can, such as putting a tiny amount into a workplace retirement plan, hoping everything will work out in the end. Whereas planners set targets on how much money they’ll need to put away, and how long it will take to accomplish their economic goals.

The three roadblocks to not doing personal financial planning:

•       42% don’t have enough money to need a plan
•       19 % don't have enough time to make a plan
•       22% found it too complicated to make a plan

Personal Financial Planning Template That Works

For those who find themselves reluctant to engage in financial planning due to these roadblocks, SlideTeam has developed an accessible solution. We're proud to offer our one-of-a-kind personal financial planning template that works for any amount, doesn't take long to prepare, and is easy to use. It is a full-fledged plan from which you can cherry-pick.

Let's explore it slide by slide!

Slide 1: Cover Page

If you're looking for a great way to start your financial planning, you must consider adding a cover page to it. This PPT design is the perfect pick for a cover page as it provides space for an image and your name or company logo to give your planning a personalized and polished look. Here you must add an inspiring image to get a visual reminder of your goals to keep you motivated. Download this cover slide now!

Download this template

Slide 2: Personal Planning for Financial Expenses

When it comes to personal financial planning, setting specific goals is vital to progress. This stunning slide is critical in helping you map your financial freedom journey. Whether you're looking to save for a short-term goal or set yourself up for long-term success, documenting your targets here will help you stay on track. Download this PPT slide to write down your specific goals in a clear manner.

Download this template

Slide 3: Monthly Financial Plan

If you want more control over your finances, this month-by-month template may assist you in achieving that. With this PowerPoint framework, you can keep track of your income, make savings, and manage expenses all in one document. This form is simple and allows complete transparency into your monthly cash flow. Download it and start taking greater control of your money today!

Download this template

Slide 4: Personal Financial Planning with Goals

Start your financial planning today with this handy yearly template. This tabular format includes three categories – child future planning, personal future planning, and retirement planning – making it simple to set and achieve your goals. This layout also includes columns for the inflation rate, to instill confidence that your plan is realistic and achievable. Get started today and have peace of mind!

Download this template

Slide 5: Personal Financial Planning with Short and Long-Term Goals

Whether you’re looking to save for a big purchase, get out of debt, or stay on top of your finances, this monthly financial plan template is indispensable. The easy-to-use spreadsheet includes columns for goal, total cost, duration, monthly cost, and target achievement date to help track your goals. Get started with this helpful template today.

Download this template

Slide 6: Personal Financial Planning with Actual and Budgeted Expense

Include this practical PPT sheet to streamline your financial planning process. You can track your budgeted and actual expenses to see where you need to adjust. This way, you can make more informed decisions about your future finances. Plus, this template is super easy to use, even if you're not a financial expert.

Download this template

Slide 7: Personal Financial Planning with Annual Living Cost

We need to calculate the amount of money required to sustain a certain level of living, including basic expenses such as housing, food, taxes, and health care. This template helps you compute such expenditure. With this table, you can manage your cost of living in an efficient manner and forecast your future budget at retirement. Download it today!

Download this template

Slide 8: Financial Plan with Budget Worksheet

If you are tired of manual methods of tracking your regular income and expenditure, here’s an effective solution. This is a financial plan sheet to check and manage regular income, housing, and transportation expenses. Using this PowerPoint framework, tracking daily expenses becomes a cakewalk. You don’t need to spend a lot of time and effort writing your cashflows at the end of the day when you have this template beside you. Grab it now!

Download this template

Slide 9: Personal Financial Sheet for Loan and Debt Planning

Presenting a personal financial sheet to track your loans, debts, and income so that you can make informed decisions. This PowerPoint template is a great way to get started as it includes a debt payment calculator so you can see how much you need to pay each month to meet your debt obligations. You can download the template from the link below!

Download this template

Slide 10: Retirement Personal Financial Planning

To lead a comfortable post-retirement life, you must plan your finances. With this retirement plan template, you can track all your expenses in an accurate manner in one place. This template covers everything from monthly bills and groceries to travel and entertainment. It also has some suggestions on how to save money on different expenses. With this, you can be assured that your retirement fund will prove equal to your needs.

Download this template

It is advised that you obtain a personal financial template for personalized assistance in developing an economic strategy and reaching financial objectives. You may be required to address the harsh reality of the nature of money in creating a financial plan, but it is worth it in the end.

After you've created your strategy, you should start taking particular measures to ensure that your finances are in good working order, hoping to live a stress-free life. Start planning today for a better tomorrow by downloading this complete deck of the personal financial planning template.

P.S. If you are looking for personal goal templates, here's a handy guide with some brilliant ideas.

Download the free Personal Financial Planning PDF.